General Insurance
Protecting Assets. Minimizing Risks. Securing Your Peace of Mind.
At JIB, we offer a comprehensive range of general insurance solutions to safeguard the things that matter most—your property, your business, your vehicles, your health, and your peace of mind. Whether you’re an individual or a corporate entity, we help you manage everyday risks with policies tailored to your specific needs.
Our role is to simplify the process, ensure you understand your coverage, and advocate for you when it matters most.
Types of General Insurance We Offer:
1. Motor Insurance
Covers private and commercial vehicles against accidents, theft, fire, and third-party liabilities. Options include:
- Comprehensive Cover
- Third-Party Only
- Third-Party Fire & Theft
2. Property Insurance
Protects buildings, contents, and physical assets from risks such as fire, flood, theft, vandalism, and natural disasters. Ideal for homeowners, landlords, and businesses.
3. Fire & Special Perils Insurance
Covers damage to property caused by fire, lightning, explosion, storm, flood, and other named perils. Essential for safeguarding buildings and valuable assets.
4. Burglary/ Theft Insurance
Provides compensation for losses due to burglary, forcible entry, or theft involving insured premises.
5. Marine Insurance
Covers cargo, ships, and goods in transit across sea, air, or land. Includes marine cargo, marine hull, and inland transit coverage.
6. Aviation Insurance
Protects aircraft owners, operators, and ground handlers against loss or damage to aircraft, liabilities to third parties, and passengers.
7. Engineering Insurance
Covers construction risks, plant and machinery breakdown, and contractor liabilities. Common policies include:
- Contractors’ All Risks (CAR)
- Erection All Risks (EAR)
- Machinery Breakdown
8. Travel Insurance
Offers coverage for medical emergencies, trip cancellations, lost luggage, and other travel-related incidents.
9. Health Insurance
Provides financial protection against medical expenses, hospitalization, surgeries, and chronic illness management. Available for individuals, families, and groups.
10. Public Liability Insurance
Protects businesses and individuals against legal liability for injury or property damage caused to third parties due to negligence.
11. Employers’ Liability / Workmen’s Compensation
Covers employers against liabilities arising from injuries, illness, or death of employees sustained in the course of employment.
12. Goods-in-Transit Insurance
Covers goods against loss or damage while being transported from one place to another.
13. Professional Indemnity Insurance
Protects professionals such as consultants, engineers, and lawyers from legal liability arising from errors, omissions, or negligence in the course of their duties.
14. Fidelity Guarantee Insurance
Provides protection to employers against financial loss caused by fraudulent or dishonest acts of employees.
15. Money Insurance
Covers loss of money in transit, on premises during business hours, or in a safe outside business hours.
16. Personal Accident Insurance
Provides compensation in the event of death, disability, or injury caused by accidental events.
Why Choose Us?
- Wide Product Range: Covering all your personal and business risk needs.
- Expert Guidance: We help you choose the right cover with clarity and confidence.
- Claims Support: We advocate for you and ensure quick, fair claims processing.
- Trusted Insurers: We work with reliable, top-rated underwriters locally and internationally.
Let’s protect what matters—smartly and securely.
Contact us today for a free consultation or quote.